Five calculators, no sign-up
Move the sliders or type a number directly. Nothing is stored, nothing is sent anywhere — the maths runs in your browser.
How to read these
Every calculator here assumes a constant annual rate of return. Real markets don't work that way — they deliver uneven returns, and the order in which good and bad years arrive genuinely affects your outcome, especially near retirement.
So treat these as a way to understand relationships, not to predict a number. The useful insights are the shape of things:
- How much difference starting five years earlier makes (usually more than increasing the amount)
- How large the "returns" portion becomes over long periods versus what you actually put in
- What monthly amount a specific goal genuinely requires — often a sobering number, and better known now
- How much of a loan EMI is interest rather than principal
On the retirement calculator specifically
It inflates your current monthly expense to what it'll cost at retirement, then works out the corpus needed to sustain that through your retirement years, accounting for returns continuing after you retire. The inflation assumption matters enormously — try 6% versus 8% and see how the corpus moves.
These tools are for education. They don't account for taxes, exit loads, expense ratios, or your specific circumstances. Nothing here is investment advice.
Let's talk about what you're actually saving for
A first conversation costs nothing and commits you to nothing. Bring your questions — about goals, existing investments, or where to begin.